The information on this website does not constitute an opinion, suggestion or offer for a loans of any kind nor does it constitute a consultation. The information is general, marketing content and cannot replace a borrower briefing and/or the explanation page given to persons inquiring about mortgage terms, nor can it replace the user’s good judgment or professional advice, including advice provided by the mortgage officer, who considers the user’s unique information, needs and purposes for the specific transaction. The loan shall be granted subject to the banks discretion and subject to the provision of satisfactory securities, and in accordance with the banks procedures for the provision of housing loans. Failure to repay the loan is liable to result in the charge of interest for delay in payment and execution procedures. The full and binding terms for every service/ product are specified in the bank documents in relation to said service / product and subject to the arrangements practiced by the bank. The bank reserves the right to alter the terms of the service /product or to discontinue them at any time. Prime is the "basic interest rate" determined by the bank and is subject to change from time to time.