29/05/2025
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Mortgages Mortgage Guide Refinance
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Mortgage Guide

  • The Way To a Mortgage
  • Steps to taking a mortgage
  • Refinance
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Refinance

  • Adust the mortgage to changing circumstances of life


    As we progress through life, our environmental and economic circumstances change.


    Whether the changes are economic changes like a decrease in the prime interest rate or increase in the Consumer Price Index, or personal changes such as a growing family or a promotion at work and an increase in pay.

    All these require appropriate economic management and preparation.


    Adjusting the mortgage to your needs is called mortgage recycling.

    When you recycle your mortgage, you take a new mortgage that is appropriate for your current needs and settle the existing, old mortgage.

    Which components are likely to change during the recycling process?

    • The terms of the loan (interest rates, interest change date, method of repayment, etc.)
    • Duration of loan period
    • Monthly repayment amount 


    Even if your existing mortgage is from another bank, you can recycle it at Benleumi, under the conditions most suitable for you.

    We are set up to help you plan your family’s economics, in respect to the changes in your life and in your financial situation.
    We accompany you though every step of the way; from the planning stage, accompanying you though the process and precisely customizing the new mortgage to your needs, to the repayment of the old mortgage in favor of the new, updated one.

The information on this website does not constitute an opinion, suggestion or offer for a loans of any kind nor does it constitute a consultation. The information is general, marketing content and cannot replace a borrower briefing and/or the explanation page given to persons inquiring about mortgage terms, nor can it replace the user’s good judgment or professional advice, including advice provided by the mortgage officer, who considers the user’s unique information, needs and purposes for the specific transaction. The loan shall be granted subject to the banks discretion and subject to the provision of satisfactory securities, and in accordance with the banks procedures for the provision of housing loans. Failure to repay the loan is liable to result in the charge of interest for delay in payment and execution procedures.  The full and binding terms for every service/ product are specified in the bank documents in relation to said service / product and subject to the arrangements practiced by the bank. The bank reserves the right to alter the terms of the service /product or to discontinue them at any time. Prime is the "basic interest rate" determined by the bank and is subject to change from time to time.
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